Aug 3, 2024 | Business Insurance, Business Interruption
One of the biggest threats facing cannabis cultivators is the increasing number of forest and grassland fires in prime growing areas like Northern California, Oregon, and Washington. There is not only the threat of an entire crop going up in flames, but smoke and ash... 
Jul 27, 2024 | Business Insurance, Business Operations
ACCORDING TO a study by the Substance Abuse and Mental Health Services Administration, 10% of America’s workers are dependent on one substance or another. The nation is still battling the biggest drug scourge: opioid and fentanyl. Provisional data from the National... 
Jul 20, 2024 | Business Insurance, Business Operations
CALIFORNIA INSURANCE Commissioner Ricardo Lara has ordered that the state’s average benchmark workers’ compensation rate be cut by 2.1%, starting Sept. 1. The decision rejected the Workers’ Compensation Insurance Rating Bureau’s recommendation that the benchmark rate... 
Jul 20, 2024 | Business Insurance, Business Operations
THE CAL/OSHA Standards Board has voted to approve new heat illness prevention regulations that will require some workplaces to make significant adjustments to their operations in order to comply, possibly starting later this summer. The indoor heat illness prevention... 
Jul 12, 2024 | Business Insurance, Business Operations
BUSINESSES ARE increasingly using smartphones and tablets to manage their risks and improve their workplace safety. A growing number of applications for these devices — matched with other technologies — can help companies prevent losses, reduce the chances of... 
Jun 28, 2024 | Business Insurance, Business Operations
With risks to companies and employees growing, sometimes the unthinkable happens and a business has a real crisis on its hands. While large companies are usually well-prepared for a crisis should one occur, most small and mid-sized firms don’t have the resources or...