Sep 18, 2024 | Business Insurance, Business Operations, Workplace Risks
How long you wait to notify your workers’ compensation insurer of a workplace injury can significantly affect the cost of that claim. When calculating your premium, one of the key factors is the cost and frequency of prior claims over the past few years. By improving... 
Sep 12, 2024 | Business Insurance, Business Operations, Employement Practices
Flextime is the use of flexible schedules in which employees spend a portion of their workday on-site, and the rest from home or another location. These arrangements have become more common since the COVID-19 pandemic, but implementing them while complying with laws... 
Sep 2, 2024 | Business Insurance, Business Operations
CAL/OSHA has proposed new regulations that would incorporate California’s new workplace violence prevention law — which took effect July 1 — into Title 8, the set of regulations that covers workplace safety in the Golden State. However, the proposed rules add a number... 
Aug 26, 2024 | Business Insurance, Business Operations
Employment Background Checks Employment background checks are not just for executive-level management. A thorough check should also be performed to avoid making any assumptions about an applicant’s history. To help you get started, here are some essentials of a... 
Aug 21, 2024 | Business Insurance, Business Operations
Cyberattack Trends and Insurance Costs While cyberattacks continue to grow in number, the cost of cyber insurance has been dropping thanks to businesses implementing better controls to thwart such activity and reduce their losses if they become victims of a malicious... 
Aug 11, 2024 | Business Insurance, Business Operations
Fraud eats away at workers’ comp costs for all businesses, but it hits small firms the hardest as they may not have the resources to identify bogus claims. According to a new study by workers’ comp insurer Employers Holdings Inc., about 20% of small-business owners...